About me:

Name: Sankareeswaran Alagarsamy

Qualification: M.C.A

Mob: 9962919533

E-Mail: sankareeswaran@gmail.com

Interest: creating public awareness on grievances, RTI and providing a platform to discuss their issue and what they have done it to resolve the issue.

Social forum for public: https://www.facebook.com/uandothers

Social forum for members(Private): நியாயம்..? கேள்..!

Family background: Father is retired post man and mother is home maker. I got married with S.Dhanalakshmi and I have one child named as S.Nitish.

Professional: Technical lead, indian based MNC software company.

Native place: Mettukundu villeage, Virudhunagar district.

Current location: Injambakkam, ECR, Chennai-115.

Points for young/fresh graduate:

                Question: I do not know whether job is fake or genuine. But I have received mail. What should I do now?

Answer: First search in www.google.com with sender mail id, subject, bank account number or contact person name. You can also get help from as in

free of cost. Also you can contact me or post it in https://www.facebook.com/uandothers

               

                Question: We are looking for a seminar. Can you do it?

                Answer: Yes, I am very happy to take a session. I am looking for space to share my knowledge and learnings.

Question: I came to know given job is fake which they have mentioned in the mail. What should I do?

Answer: Immediately post it in social media such compliant board, social forum in face book, whatsup, twiter, police, newspaper, news channel, and etc.

Question: What are the details I need to collect about cheater.

Answer: Cheater Mail id, Cheater contact number, mail copy which cheater sent you, Account details, job details and website or link which they are using.

-          Record all the call by using call recorder software in mobile.

-          If you go for personal interview with cheater, do video recording of that interview.

-          Employee identity card, Name of the person, location and address of the cheater where you meet/see him by person.

-          You directly enter into the premises and verify the person name and designation.

Question: How to report this mail?

Answer:  Make the mail to “Report spam” and “Report phishing” option which are available in by default in mail option.

Question: How to check authentication of sender mail address and mail details in Gmail?

Answer: It is for Gmail. Open the mail and click on “Show” details”. Then check for "mailed-by:" and "signed-by:". Please refer: “mail verification.JPG:”

Question: How to check authentication of sender mail address and mail details in yahoomail?

Answer: It is for yahoo mail. Please refer: “01 yahoo mail box.JPG:”, “02 yahoo mail box.JPG:” and “03 yahoo mail box.JPG:”.

Question: What is call spoofing?

Answer: Cheater can make an anonymous call but you will see company land line number of company official land line number.

Question: How to verify call is genuine or spoofing?

Answer: Keep in mind land line number should not be cheater phone number. So confirm first the given land number belongs to company. Then you can call it back and ask them to connect to right person. Yes. Cheaters are using advanced technology that is called call spoofing.  

Question: How to verify the mail id? How to check mail send by the company or not?

Answer: HCL company mail id should like name@hcl.com. Let say sender mail id hcl.call.1883@gmail.com. We should check always after @ symbol. This is gmail id and just they included word ”hcl”. For other instance for BGR energy, Cheater used naredradubey.bgr@gmail.com for BGR energy company. So this one also Gmail account.

Question: It should be keep informed to my friends, fellow mate, co-worker, junior, senior and etc?

Answer: Yes. You should share it and also request them to spread this information as how you did.

Question: How it will be useful for others? if I share it?

Answer: If they know already, simply ignore this mail. So that cheater will not be benefited. By spreading this information, it will create awareness for your friends/young fresh graduate engineer.

Question: Is company will ask money for interview?

Answer: Normally most of the time, company will not be asking deposit money for just attending interview.

Question: Can I send my personal document or education document?

Answer: Do not share your personal document without verifying the job. There is a high chance to misuse your document.

Question: Few company’s colleting money as security deposit. I do not want to miss a good opportunities?

Answer: Please go and verify about the company by person. Check with employee who is already working.

Question: Paying money by cash. Is it ok?

Answer: Do not pay by cash. It should be accountable format. It must be Cheque or DD.

Question: Can I pay money in individual bank account?

Answer: No. Since it is security deposit. This should be paid in to the company account.  For example if you are going to pay money to “HCL Technologies” that means either DD or cheque should be in the name of HCL technologies with registered location.

Question: Is both “HCL technologies Ltd”  “HCL technology” are same? In case it is account name.

Answer: No. It should match exactly. Otherwise it will create a problem.

Question: Can I give DD or cheque in hand?

Answer: It should be collectable by account holder only. Better to send it by speed post or register post with proper evidence to the registered office address of that company.

Points for Police:

                Question: Place of occurrence is ouside tamilnadu. What tamilnadu police can do it?

Answer: even though it is other state. Request the complete story, collect the evidence and file a complaint. Forward the compliant to corresponding police station. So that same incident will not be happened in same place.

Question: Most of the case, we are not able to catch the cheater. What is the use of spending time on it?

Answer: First stop the current job cheating. Collect the evidence and then catch them.

Question: They collected education document, personal document and photo. What they will do it?

Answer: They will use their identity prof and photo to buy sim card and opening account.

  This will give the space to do more crime.

  They can make duplicate education certificate by using as sample.

Question: Most of the time cheaters which use simcard and mobile does not have valid EMI number or prof. What we can do it then?

Answer: That’s valid point. They will be recharging the mobile right.

  Get the details from the mobile operator where he recharged.

  Is cheater doing online transaction for mobile recharge.

  Check data usage in the net. They may use that mobile device to access social networking site to check his profile.

  Send his mobile device mac address to social site.

                Question: They are using gmail account for cheating. What we can do?

                Answer: Please give suggestion to monitor the gmail id.

                Question: We are getting so many cases. How we can concentrate in investigation?

                Answer: Do you have case study or documentation for it.

                                 First you need to have template with action item. It will reduce the work burden.

                Question: We need more manual work. How to avoid?

                Answer: You can create a software to analyze the case data.

                                 Please let me know, I can help you in creating tool with free of cost.

                Question: We collected evidence from victim. But we are not able to find him. What we can do it?

                Answer: Create a page in social network and update photo or video. Also send the information to that particular police commissioner.

                                 Request them to circulate it in the local police station.

                Question: Even though we have created more awareness. Still we are getting similar cases.

                Answer: Think of availing verify the job offer scheme with minimal charges.

                                  Provide space to the young engineer to post their doubts or job mail.

                                 I hope by doing this we can save it.

Question: Still we are getting so many cases on bank fraudulent.

Answer: Summarize the number of incidents.   Create an awareness video.

Question: What we can do it with awareness video?

Answer: Please share it in the social media. Share the same to bank.

Question: How can reduce or fasten analysis in bank fraudulent cases

Answer: Create a template and collect the data from the complainant in one shot.

                Summarizes all the details in one paper.

Points for RBI:

-          RBI should verify the KYC.

-          RBI should introduce one more feature. Note to the depositor. When a person is paying money ask the purpose of deposit.

-          RBI should provide separate customer case to handle this kind of case.

-          RBI should enforce the bank to give a fraudulent case demo for all the account holder. At least it should be followed for new account holder.

-          RBI should have a platform to check all the details about the accounts without bank intervention.

-          RBI should maintain the existing company account name for other bank verification.

-          RBI should have the ability to identify the forgery name in the account. For example individual or another company is trying to open a account in the name of “HCL tech”. It should not be allowed to create immediately otherwise complying rules strictly.

Points for Bank:

-          Bank should thoroughly validate their background while opening an account.

-          It should follow the rules strictly in introducer, address prof and contact number.

-          Bank should be doing automatic monitoring for all the accounts transaction. If a particular account is reaching KYC threshold then it should be reported directly to RBI.

-          Bank should collect all information about the cheater. They should suspending the bank account immediately.

-          If any cases comes, bank official should verify contact details physically.

-          They should monitor the account withdrawals and it should be communicated to the police.

-          If that account is reported, bank official should mark that account as suspicious and same need to be informed depositor. So that he may not be paying money to the cheater.

-          Bank official should check the below condition, if any of the account number reported:

o   Minor and mental not fit are not allowed to open an account.

o   Illustrate person are not eligible for ATM card, cheque book and Credit card.

o   Check that person with Introducer who recommended him to this bank.

o   Is introducer has good KYC score.

o   Is suspicious account holder has any other account in this same bank.

o   Collect the CCTV footage of account holder, other footage like money withdrawals in other ATM.

o   Share the photo or video in the social media.